Weibo is not too strict about the borrower's personal qualifications when borrowing money. Generally, as long as the borrower has a stable job and has the ability to repay the loan principal and interest on time; Personal credit record is good (there is no overdue record of "three consecutive tired six" in credit information, and there is no overdue record of the current period in credit information), and there is no major illegal and criminal behavior; At least 18 years old, non-school students, with full capacity for civil conduct, can basically apply for loans in Weibo.