QQ itself has no loan channel, but as a social software owned by Tencent, users can apply for micro-loans to borrow money from QQ. Users log in to QQ, then open the personal center, find QQ wallet, click Enter, and check the column of "Fund-Financial Management" to see the application entrance of micro-loan loan. It should be noted that if the user does not see the micro-loan application entrance after entering, it means that the user is not qualified to borrow micro-loans for the time being. After the user finds the micro-loan entrance and agrees to the relevant agreement, he can get the quota and apply for a loan. Each user's quota and interest rate are different, and the system will make evaluation and decision according to the user's own credit level. "Micro-loan" is a pure online micro-credit revolving consumer loan product launched by Weizhong Bank, a domestic internet bank, for WeChat users and mobile QQ users. 20 15 was launched on mobile QQ in May and on WeChat in September. "Micro-loan" relies on mobile QQ and WeChat, and adopts the official invitation system. Invited users can see the entrance of "micro-loan" in "QQ Wallet" of mobile QQ and "WeChat Pay" of WeChat, and get a loan amount of up to 200,000 yuan. As an Internet banking loan product launched by Weizhong Bank, "micro-loan" has the following characteristics: most unsecured and unsecured personal loans provided by traditional financial institutions require borrowers to provide guarantees such as mortgages, and it is difficult for individual users who cannot provide guarantees or have no fixed assets under their names to obtain loans. "Micro-loan" does not need mortgage and guarantee, and does not need to submit any paper materials, which can better meet the micro-financing needs of users with good credit. At present, the credit line of "micro-loan" to users is between 100 yuan and 200,000 yuan, which varies according to the individual's comprehensive situation. A single loan can be loaned 100-40,000 yuan. The daily interest rate is 0.02%-0.05%, 1 ten thousand yuan daily interest 2-5 yuan. "Micro-loan" has been officially launched on Tencent mobile QQ platform and WeChat platform. "Micro-loan" adopts the user invitation system. Invited users can find "micro-loan" in "WeChat-I-Payment" or "Mobile QQ- I -QQ Wallet-Financial Management" and click to experience the product. Since 2065438+April 26th, 2006, microfinance has been officially launched, more than 30 million people have taken the initiative to grant microfinance, and the accumulated loans have exceeded 30 billion yuan. 20 16 May16, Internet bank Weizhong Bank released the latest report card, and its core business "micro-loan" issued loans totaling more than 40 billion yuan in the past year, with more than 30 million active credit customers. By the end of 20 19, "micro-loan" had issued more than 460 million loans to more than 28 million customers in nearly 600 cities in 3/kloc-0 provinces, municipalities directly under the central government and autonomous regions, with a cumulative amount of more than 3.7 trillion yuan. On May 20 15, "Micro-loan" was officially launched on mobile QQ, and it was logged on WeChat on September 14. 20 19 1.9, Microfinance won the Best User Experience Award of Hurun New Finance on 20 19. By the end of February, 65438+2020, the micro-loan financial poverty alleviation project had officially landed in 42 poverty-stricken counties (including 32 national-level ones), and the total value-added tax contributed by the project to poverty-stricken areas was about145.3 billion yuan, effectively helping local people get rid of poverty.
Second, can foreign friends use WeChat and QQ for loans?
Of course. QQ and WeChat are both domestic and foreign, because things on the Internet know no borders, and the whole world is interconnected, but some countries specifically block it.
The vast majority of countries and regions use QQ and WeChat, basically without any restrictions or shielding, and Chinese people do not need to download additional versions. For the internationalization of QQ and WeChat, there are already international versions of QQ and WeChat that support multiple languages, in order to let more foreigners use different languages.
3. Can 3.QQ get a loan?
why
4. Can I get a loan to buy QQ? I am in Hangzhou.
Chatters don't need a loan to buy, just apply for the number after downloading. If you are a car, you can get a loan, but if you want, you can get a guarantee from the brokerage company.