Only 8,000 yuan of the student loan of 12,000 yuan was given because the maximum limit was reached. The maximum loan amount for undergraduate students is 8,000 yuan, and the maximum loan amount for graduate students is 12,000 yuan.

The National Student Loan is an initiative adopted by the Party Central Committee and the State Council under the conditions of the socialist market economy to use financial means to improve my country’s general college funding policy system and increase funding for students from poor families in general colleges and universities. major measures.

The national student loan is a government-led, fiscally subsidized loan. The finance and university authorities jointly provide banks with certain risk compensation, and banks, education administration departments and university authorities work together to specifically help poor colleges and universities. Bank loans for home students.

Students who borrow money do not need to apply for loan guarantee or mortgage, but they need to promise to repay the loan on time and bear relevant legal responsibilities. Borrowing students apply for loans from banks through their schools, which are used to make up for various expenses while in school, and are repaid in installments after graduation.

On August 8, 2012, the development bank’s new student loans will exceed 12 billion yuan.