For your reference, you can see which of the following loan regulations are met: \x0d\ 1, three-guarantee loan \x0d\ The three business economic entities guarantee each other and lend to the bank with their respective business certificates as a link; \x0d\ Requirements for loan procedures: provide their own identity certificates, household registration books, marriage certificates, industrial and commercial certificates, tax certificates, cash flow, operating conditions and other relevant certificates, and the repayment person is the person in charge of various businesses; \x0d\ 2。 Mortgage loan \x0d\ Real estate is used as mortgage loan, that is, real estate (real estate) is used as mortgage, and business enterprise (industrial and commercial license) is used as lender to apply for loan. \x0d\ Loan formalities: the lender's identity certificate, household registration book, marriage certificate, house ownership certificate, land certificate (or copy), industrial and commercial license, tax registration certificate, income certificate, bank capital flow and house evaluation report; \x0d\ 3。 First-hand housing mortgage loan \x0d\ When you buy a newly developed house, you need to mortgage the newly bought property and apply for a mortgage loan for the lender yourself. \x0d\ Requirements for loan procedures: identity certificate of the lender's husband and wife, household registration book, marriage certificate, house ownership certificate (sales contract), land certificate (or copy), certificate of no house, certificate of unit income, and certificate of guarantee company. \x0d\ Generally speaking, it is relatively simple for developers to collectively handle the mortgage of first-hand houses. \x0d\ 4。 Second-hand housing mortgage loan \x0d\ When you buy a second-hand house, you need to mortgage the property you just bought and apply for a mortgage loan for the lender yourself. \x0d\ Loan procedures need: identity certificates of the buyer and seller, household registration book, marriage certificate, house ownership certificate, land certificate (or copy), sales contract, deed tax ticket, evaluation report, buyer's income certificate, and no house certificate.