Ping An Pratt & Whitney, as a member of China Ping An, mainly caters to individual customers who are difficult to be covered by traditional bank loans, and small and micro business owners headed by third-and fourth-tier cities. At present, Ping An Pratt & Whitney is mainly divided into three business divisions: unsecured, guaranteed and small and medium-sized enterprises, and unsecured business accounts for the largest market business volume. One of the most famous is Ping An I Loan. It should be said that from the platform background, Ping An Pratt & Whitney is undoubtedly a formal company.

First of all, this kind of loan is based on one's ability, and Ping An Pratt & Whitney loan is not suitable for everyone. This kind of loan is suitable for short-term turnover, and the cost of long-term borrowing is definitely higher. Many people on the Internet are excusable for their irrationality, but it is unreasonable to take overdue repayment for granted. Many people think that their conditions are better than Obama's. In today's society, who wants to use you if you don't work hard? Without asset mortgage and stable punch card salary, which bank will pay attention to you? If you can't solve the basic expenses, which friend will lend you money? For example, if 65,438+10,000 people borrow money, there will always be 500 people who have no repayment ability or good credit. This is what banks or Pratt & Whitney have long expected, and naturally they will have their own considerations. For example, the bank has a high threshold, so the interest rate is low, which naturally leads to interest difference.

Ping An Pratt & Whitney's interest is based on the customer's credit information, assets and credit rating. Your high interest rate only shows that your big data is not good, and it also shows that your qualifications in the bank do not meet. Of course, individual customers will also be different, and in general, under the supervision and management of the CBRC, Ping An Pratt & Whitney will only get bigger and bigger, because the competitors are not banks but online loans. Why Ping An Pratt & Whitney was attacked so much is because: 1. Ping An Pratt & Whitney Loan has many users and a large flow, so naturally there will be many people who like to complain. Don't pretend to understand, you have no idea about the financial industry. 3. There are many people who consume irrationally and covet enjoyment. They don't have a reasonable work plan. They don't need hard-won loans, they need to pay the cost to improve themselves or do it. They just fill in another hole from one hole-the last person really needs attention. What affects you the most is not interest, but "ignorance" and "nothing"

My humble opinion, don't spray if you don't like it.