2. What does the consumer rights of 2.GDB card mean?

3. Consumer rights and interests of Guangfa Bank.

4.CGB overdraws consumers' interest.

1. The installment interest of Guangfa Bank is in 0 yuan, because there is no interest, only a handling fee.

2. At present, Guangdong Development Bank charges fees by stages, and the fees for the 3rd to 6th, 12, 18 and 24th periods are 0.88%, 0.7%, 0.7%, 0.72% and 0.72% respectively.

3. The interest of consumer loans of Guangfa Bank is determined by the principal, interest rate and term of consumer loans, which can be calculated by the formula "interest = loan years × loan principal × loan interest rate". The specific data depends on the situation.

4. The principal, interest rate and term of consumer loans are generally stated in the loan contract, and the loan interest rate is implemented on the basis of the national benchmark interest rate.

5. Guangfa Bank was established in September 1988 with a registered capital of 108 billion yuan, and its headquarters is located at No.713, Dongfeng East Road, Yuexiu District, Guangzhou City, China.

6. With the approval of the People's Bank of the State Council and China, Guangdong Development Bank, as a pilot bank for financial system reform in China, was established on the beautiful Pearl River and is one of the earliest joint-stock commercial banks in China.