According to the policy of the People's Bank of China, as of 202 1, the lower limit of mortgage interest rate in Wuhan is the benchmark interest rate rising 10%. The benchmark interest rate is 4.65%, so the lower limit of mortgage interest rate in Wuhan is 5.11%(4.65%+10% = 5.11%). It should be noted that the actual mortgage interest rate will also be affected by factors such as the borrower's credit status and the value of collateral, and the specific interest rate may fluctuate.