Secondly, because the Anhui real estate bureau is not connected to the Internet, we can't find a house in Hefei's hometown, so we buy a house as the first suite (the area is less than 90 square meters, the deed tax is less than 1%, the deed tax is more than 90 square meters, less than 144 square meters, 2%, and more than 144 square meters, 4%), so the deed tax.

Third, because your husband has a self-built house and a mortgage in Mingguang rural area, and all banks in the country are networked, the loan can only be 40% of the total house price, which means the down payment is 60%.

Fourth, to sum up, according to the current policy, deed tax payment is levied according to the first suite, but bank loans must be paid according to the down payment standard of the second suite.

If you don't know, you can call me and follow my feet to find me in my space. Please forgive me if the answer is not good!