You can't use someone else's bank card for online lending. When a user applies for a loan, the lending institution will require the user to bind the bank card. In addition to entering the bank card, you also need to enter the mobile phone number reserved by the bank. This mobile phone number is used to receive SMS verification code. Because the user uses someone else's mobile phone number and can't receive the verification code, he can't pass the verification of the bank card.

If you bind your own bank card, you don't need to worry about not receiving the verification code. Only by entering the verification code can the bank card be successfully bound.

I borrow money myself, but can I accept my bank card with someone else's bank card?

I can't.

1. The money in the payer's bank account must be paid by himself before it can be transferred to the payee's account, and vice versa.

2. When applying for a loan, you must provide your own bank card as a collection bank card. You can't use other people's cards. If the bank card provided is not in its own name, the platform is likely to fail the review and will not issue loans to the applicant.

3. If the applicant doesn't have a bank card in his own name, he can apply for one before applying for online loan. It is not difficult to apply for a savings card. Just bring your ID card to the bank outlet to find a staff member to handle it, and you can usually get it on the spot.

4. When providing your own bank card as a collection account, you should also pay attention to the normal status of the card. If the card status is different, such as being frozen by the bank, providing such a card when handling the loan may also lead to the failure of loan approval and the platform will not lend money.

5. Loan application link: customers must clearly apply to banks and other lending institutions and fill in the application materials;

Loan approval link: the lending institution also needs to approve the application materials submitted by the lender;

Signing loan contract: after approval, signing loan agreement, guarantee contract, etc. , depending on the actual situation;

Loan issuance: the lending institution issues loans according to the amount promised in the agreement;

Pay off the loan: the borrower must pay off the loan. Repayment includes timely repayment and early repayment, and the borrower can choose.

6. In economic development, people will always become borrowers and lenders because of the demand for funds. For example, if a user goes to a bank to apply for a loan, it is also a debt connection. Users borrow money from banks with their excellent credit qualifications, and banks will deduct the corresponding loan interest when lending funds to users. Therefore, loans are mutual, which can not only alleviate the financial shortage of users, but also enable banks to obtain certain profits, and neither side will lose money. Users can choose professional financial institutions such as banks when applying for loans, because such institutions are more reliable and safer.

Is it necessary for online loans to have my own bank card instead of a bank card with an ID card?

If you borrow an online loan, you must first ask for an ID card. Remember that a bank card is necessary, because if you want to do this, he will make sure that your money will be transferred to your card, or the money you borrowed will be transferred to your card. This is just needed. If you can't do this, people won't borrow money, because he was told to pay your interest first, not pay it, so he will lose a lot. So this is absolutely necessary. Based on this online loan, the current strength is really high, and the annualized income is nearly 18%. Then the interest rate is very high, and the bank's interest rate is also 5%. If you can't get it, don't take it yourself. Well, if it is really used up, then use it. If it really doesn't matter, don't use it.