There are many frauds in the name of online fake small loan companies. Note that all credit card, financing and loan businesses handled in different places and based on the Internet platform are basically scams, especially those that charge pre-loan fees such as material fees, deposits and personal insurance premiums. The main characteristics of fraud are: collecting fees from bank accounts in the name of individuals (so-called legal persons, managers and financial officers), or requiring that the mobile phone number bound to the bank card be reserved as the other party's mobile phone number.