information needed
1. The borrower's valid ID card and household registration book;
2, proof of marital status, unmarried need to provide proof of unmarried, divorce needs to issue a court civil mediation or divorce certificate (indicating that you have not remarried after divorce);
3. If you are married, you need to provide your spouse's valid ID card, household registration book and marriage certificate;
4. The borrower's income certificate (salary income certificate or tax payment certificate for half a year);
5. Real estate title certificate;
6. Guarantor (ID card, household registration book, marriage certificate, etc. Is required)
Loan process
The first step is loan plan consultation.
Step 2 collateral assessment
The third step is to pre-examine the loan information by signing the loan contract (the next home)
Step 4: Loan information is entered into the bank for approval.
Step 5: The real estate trading center handles the mortgage transfer (up/down home).
Step 6: Obtain new property right certificate and mortgage certificate of other rights.
Step 7: The bank issues loans.
Step 8: Close the case