If an intermediary makes false statements when taking a loan, you do not necessarily need to bear responsibility. Whether you need to bear responsibility depends on whether the citizen knows that the intermediary provides you with false statements. For those who know that their statements are false, they still have to bear responsibility. If you submit a loan request to a bank with false materials, you are suspected of committing the crime of loan fraud. Once convicted, you will be subject to the following penalties:

1. If the amount is relatively large, you will be sentenced to fixed-term imprisonment of not more than five years or Criminal detention, and a fine of not less than 20,000 yuan but not more than 200,000 yuan;

2. If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than 10 years, and shall also be fined not less than 50,000 yuan but not more than 50,000 yuan. A fine of not more than 100,000 yuan;

3. If the amount is particularly huge or there are other particularly serious circumstances, the sentence shall be not less than 10 years in prison or life imprisonment, and a fine of not less than 50,000 yuan but not more than 500,000 yuan, or confiscation. property.

Legal Basis

Article 193 of the Criminal Law of the People's Republic of China and the People's Republic of China The crime of loan fraud has one of the following circumstances: defrauding a bank for the purpose of illegal possession or other financial institutions, and if the amount is relatively large, he shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; if the amount is huge or there are other serious circumstances, he shall be sentenced to not less than five years but not more than 10 years. If the amount is particularly huge or there are other particularly serious circumstances, the sentence shall be fixed-term imprisonment of not less than 10 years or life imprisonment and a fine of not less than 50,000 yuan but not more than 500,000 yuan, or Confiscation of property: (1) fabricating false reasons for introducing funds, projects, etc.; (2) using false economic contracts; (3) using false certification documents; (4) using false property rights certificates as guarantees or exceeding the amount of collateral Duplicate guarantees of value; (5) Fraudulent loans through other methods.