1. Signature:

Owners who buy Australian properties need to pay a down payment of about 10% when exchanging contracts. This fee is equivalent to the domestic down payment, not paid to the real estate developers in Australia, but deposited in personal accounts, and the bank will issue a letter of guarantee and enjoy interest. The down payment cannot be used by the developer before the owner repossesses the building, so there is no fraud by the developer in Australia.

2. Delivery:

The developer delivers the house according to the time agreed in the contract, and the owner may entrust an agency to collect and inspect the house. Pay off the down payment when handing over the house, start the loan business three months before handing over the house, and start repayment after the existing house, so as to reduce the repayment pressure through renting interest.

3. Loan:

Like local residents, they can enjoy the right to housing loans, and overseas investors can get up to 80% real estate loans in Australian banks. You can also transfer loans to increase loans and directly cash out the value-added part of the property.

4, owing on the loan:

You can choose floating interest rate and fixed interest rate, and Australian banks can also choose to pay only interest and not repay the principal, and hedge their accounts, which is flexible and convenient.