The CBRC can complain about online loans. Because online lending is managed by the CBRC. As early as 20 15, the "Guiding Opinions on Promoting the Healthy Development of Internet Finance" jointly issued by the central bank and other ten ministries and commissions clearly stipulated that the P2P lending business was supervised by the China Banking Regulatory Commission.

China Banking and Insurance Regulatory Commission is a special financial supervision department in China, whose main scope of supervision is banking and insurance. If the online lending platform violates regulations, it can report to the China Banking Regulatory Commission at the telephone number of 12378.

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