The interest rate of the first suite in Zhengzhou was lowered to 5. 15%.

On February 2 1 day, the People's Bank of China announced the latest LPR interest rate, which is 3.7% for 1 year and 4.6% for five years and above. It is the same as the LPR interest rate of 65438 announced on October 20th, 2022/KLOC-0.

On the other hand, since the end of last year, many banks in Zhengzhou began to cut the interest rate of second-hand housing loans, and the implementation interest rate reached the lowest in five years.

For example, the Postal Savings Bank implemented the latest interest rate from February 18, and the first set of interest rates for second-hand houses rose by 5%, the implementation rate was 5. 145%, the second set rose by 10%, and the implementation rate was 5.39%;

Huaxia Bank's second-hand housing interest rate is 5. 15% for the first set and 5.2% for the second set;

The interest rate of second-hand houses in Bank of Zhengzhou is not less than 5. 15% for the first set and 5.39% for the second set;

The implementation interest rate of the first set of second-hand houses of China Everbright Bank is 5. 145%, and the minimum implementation interest rate of the second set is 5.39%.

2. What is the interest rate of second-hand housing loan in Zhengzhou?

The loan interest rates are unified by the state, with an annual interest rate of 5.94%. If it is the first set, the interest rate will be reduced by 15%. Monthly payment for 20 years 1656 yuan,1May payment 1983 yuan. You can choose for yourself.

3.202 1 what is the commercial loan interest rate in Zhengzhou?

I. Short-term loans

Within six months (including six months) 4.35

Six months to one year (including one year) 4.35

Second, medium and long-term loans

One year to three years (including three years) 4.75

three years

More than five years 4.90

Three, personal housing provident fund loans

Less than five years (including five years) 2.75

More than five years 3.25

Fourth, 20 19 Zhengzhou interest rate rose by several points.

Zhengzhou mortgage interest rate of 20 19 has hardly been relaxed. At present, most interest rates are 15-20%.