Commercial loans to buy a house, banks generally require proof of income.
Income proof: it is a way for people to prove their economic income in their daily life, production and business activities.
Generally, when handling visas, bank loans, credit cards, etc. You will be asked to issue a proof of the economic income of the party concerned.
Proof of housing loan income: Fan
Sample 1:
(Applicable to personal loans such as bank mortgage and housing provident fund loans)
Number:
_ _ _ _ _ _ _ _ _ _ Sub-branch:
Our unit is a natural unit (organs, the whole people, collectives, shares, foreign-funded enterprises, private enterprises and individuals). Comrade _ _ _ _ _ _ _ _ _ _ is an employee of our unit (cadre, fixed, contract, temporary worker), and currently holds the post of _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Our unit is willing to bear relevant legal responsibilities for the authenticity of the above contents.
Unit (signature): year month day.
Note: Please select one item in brackets and fill in the details for verification.
Person in charge of the unit: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Address of the company: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Tel: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Proof of housing loan income: Fan
Representations and warranties
The Company declares and warrants that: 1 The following matters certified by the Company are true and correct; 2. This unit is aware of the legal liability for issuing false certificates, and is willing to bear joint and several liability for the legal liability caused by issuing false certificates; This certificate is only used for the attested person to apply for personal housing loan from the _ _ _ _ _ _ _ business department.
_ _ _ _ _ is an employee of our company. He has been working in our company since 2008, and his current position is _ _ _ _ _ _ _ _. By the end of the year, the monthly salary payable is RMB, and the actual salary is RMB.
Hereby certify that
Unit name:
Detailed address:
Contact telephone number:
(Official Seal) Signature of person in charge:
date month year
Pay attention to the following three points when issuing income certificates:
First: Pay attention to the necessary format when issuing the income certificate.
Second: the income certificate must be stamped with a "fresh stamp", that is, the copy of the income certificate is invalid.
Third: the seal must be the financial seal or the official seal of the unit. And it must be a round stamp.
Income proof function
Income proof can directly reflect the borrower's repayment ability, is an important indicator to measure whether the borrower has repayment ability, and is also one of the means for banks to control credit risk.
In today's high housing prices, because it is difficult to pay the full amount of housing, many people choose loans to buy a house. However, it is complicated to handle the formalities of buying a house loan, and it is necessary to provide proof of personal income. In order to save time, the above is a sample of income proof compiled by Bian Xiao.
(The above answers were published on 2016-11-23. Please refer to the actual situation for the current purchase policy. )
Click to receive the red envelope for viewing the house, and directly receive 100 yuan in cash.