As long as it is 6- 14 years, it is usually 10 years on the basis of academic system. The specific year needs to be selected according to your own situation. The years of student loans are related to the amount and years of repayment after graduation. Let's briefly introduce the relevant knowledge.

Student-origin student loan refers to the loan issued to eligible freshmen and students with financial difficulties in their families in the county (city, district) where the students are registered before entering school. At present, except for some students, the maximum amount of student loans that some students can apply for is tuition plus accommodation. Because the charging standards of each school are different, the maximum amount of loans can be different. If the tuition fee of your school is 4 100 yuan and the accommodation fee is 1000 yuan, then you can apply for a student loan not exceeding 5 100 yuan. After students apply for student loans, they don't have to pay interest during their college years, but they need to pay interest every year since you graduate. The specific amount is related to the years of your student loan and the expected annualized interest rate of the loan. If the term of your student loan is 6 years, you need to repay the principal (loan amount /4)+ interest (remaining repayment amount * expected annualized interest rate of the loan) every year from the third year after graduation from university, and only need to repay the interest for the first two years. Simply put, the length of your student loan means that it will take you a few years at most to pay off the loan. If it is filled in for 6 years, it means that it takes 4 years to pay off the principal and pay the bank interest for 6 years; If you fill in 14 years, it means that you need to pay off the principal in 12 years and pay interest to the bank in 14 years.

Therefore, you need to decide according to your own situation. The longer the term of the student loan, the lower the total amount to be repaid each year and the higher the interest to be paid. The shorter the term of the student loan, the higher the amount of principal to be repaid each year and the lower the interest to be paid. In fact, the number of years of student loans is not particularly important, because you can apply for early repayment, and you don't have to pay interest when you pay it off in one lump sum when you graduate.