Yes If the borrower's personal qualifications are not enough to apply for a bank loan, he can find someone to improve the credit score of the loan, but he must be associated with a bank card. The so-called high credit score is actually to guarantee the borrower, and the borrower applies for a secured loan through the guarantor. To apply for a secured loan, the guarantor needs to provide the following information: ID card and copy; Household register and its copy; Copy of salary card; Work certification materials; Proof of income; Proof of other rights of collateral; Other relevant certification materials stipulated by the bank.