1. Can housing provident fund loans be repaid in advance?

The provident fund loan contract indicates the earliest date for early repayment of the loan. After this date, the loan can be repaid in one go. The loan cannot be repaid in advance before the date. Before repayment, you must ensure that the balance in the repayment account is sufficient and go to the bank counter for settlement.

2. How to change the repayment account?

It is recommended that employees go to the loan bank branch to change the repayment account information with the original ID card, the original provident fund loan contract and the original repayment account. .

3. What are the conditions for applicants to apply to shorten the loan period during the normal repayment period? How to apply?

Applicants can apply to shorten the loan period during the normal repayment period, and the requirements must be met The conditions and application procedures are as follows:

(1) 1. Application can only be made after 12 months from the date of loan issuance. In principle, it can only be applied for once per year.

2. Only loan contracts that are in normal repayment will be accepted. Applications will not be accepted after the due date.

3. The system automatically calculates the shortest loan period that the borrower’s deposit base can bear when applying for a loan. Due to system data migration, the base and deposit ratio may be incorrect, so the handler must manually The application can be processed only if the calculation is correct. If it is incorrect, the applicant should be informed to apply for adjustment at the collection bank first.

(2) The borrower should go to the lending bank with a valid identity document and the original loan contract.

(3) Bring all relevant information to the lending bank for processing.