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Property ownership certificate and lender's name
According to the provisions of China's property law, real estate is registered, and the name of the person who repaid the mortgage is registered on the real estate license, so the ownership of the house belongs to the person who repaid the mortgage. If others think that there is something wrong with the ownership of the house, they can file an administrative lawsuit to revoke the real estate license, or file a civil lawsuit to confirm the ownership of the house, and then ask the housing management department to change the real estate license.

The above contents are for reference only, and the final ownership of the house needs to be determined according to the actual situation and relevant laws and regulations. If you have any questions, you can contact a professional lawyer for consultation.