If the online loan APP is off the shelf, it will not be returned. As long as the customer applies for a loan, they still have to follow. Non-repayment will lead to the customer's breach of contract and will bear the corresponding overdue consequences. If the customer can't open the software and take the initiative to repay after the online loan APP is removed, he can have enough funds or repay according to the announcement of the lending institution.

Due to overdue, you need to bear the following overdue consequences:

1, credit will be hurt.

2. It will be collected by the platform.

3. There will be penalty interest.

4. Unable to enjoy preferential loan policy.

5. Malicious overdue meeting.

6. Affect other loan applications.

7. Occupation is affected by credit information damage.

8. Will be blacklisted.

Therefore, no matter what happens, customers should repay in time according to the agreement, and try to avoid overdue repayment, or try their best to avoid coming forward easily.

Second, which Xiaomi loan will be changed back from the shelf?

Xiaomi loan was taken off the shelf and changed back to Xiaomi Finance. If the Xiaomi loan is gone, the borrower can apply for a loan on other loan platforms or apply for a loan.

3. Why did my Xiaomi Finance change my mobile phone without a loan?

Keep doing extra points. If you don't do it for a long time, you will lose points and the quota will be reduced.

4. What do you mean Xiaomi Finance stops operating?

In most cases, it means that you can't apply for Xiaomi loan, and Xiaomi Financial's wealth management and insurance products can still be purchased normally. If all products of Xiaomi Finance can't be used, it is generally caused by system failure.

It's just that Xiaomi loan, a single product, is not used mostly because of users' own reasons, such as the decline of users' comprehensive credit; The personal debt ratio is too high, and Xiaomi Finance stops issuing loans to users for risk reasons; Users have experienced overdue repayment when using Xiaomi loan.