Secondary mortgage means that the mortgaged house is mortgaged again, and only the mortgaged house can be mortgaged again. There are not many banks in Suzhou that can really make second mortgages. The requirements are as follows:

1 must be mortgaged property, and the mortgage repayment exceeds 12 months;

2. The applicant and the obligee have good qualifications;

3 it is best to have a company or shareholder under the application name;

4 The residual value of real estate except mortgage is at least about 6.5438+0 million, otherwise there is no room for mortgage.

The above are the general requirements for secondary mortgage, others such as: compliance with running water, location of real estate, evaluation price, etc.

If you have/need a bank mortgage in Suzhou, you can go. Yes, they have worked in Suzhou for several years, all of them are in banking.