The bank card of the student loan is a debit card. Debit card is a bank card that deposits first and then consumes. Cardholders can use this card to transfer money, withdraw cash from ATM and pay online, but they cannot overdraw. The bank card of the student loan is used to receive the national student loan, and it needs to be bound to Alipay and other accounts to receive the loan amount and repayment. Therefore, this bank card needs to be properly kept by itself to ensure the security of the account.