According to the query of Leju. Com, "China mortgage interest rate market analysis report in February 20 18" shows that in February 20 18, the average interest rate of the first home loan in China was 5.68%, equivalent to 1. 159 times of the benchmark interest rate. From 2065438 to 2008, the average interest rate of the first home loan in Kunming was stable at 5.39%. With the slight increase of interest rates in other cities, the mortgage interest rate in Kunming has also increased slightly, but it is still one of the ten cities with the lowest average interest rate of the first suite in China.