Professional answer: It is equivalent to a five-year bank time deposit, but the interest is definitely higher than that of a bank time deposit under normal investment conditions, and there is no need to pay interest tax, and there is a little insurance protection. So it's ok to compare it with the deposit bank, but after all, it's a conservative investment, and it can't be compared with the high return that your own investment funds and stocks may get under the condition of taking high risks, hehe, for your reference. If you don't need money urgently, you can save it, but if you want to use this money every year, you'd better save regular interest, because if you use this money in advance, it's called surrender, and there will be losses, hehe.
Product characteristics
Welfare-insurance amount, dividends, preservation and appreciation, expert financial management, welfare enjoyment.
Flexible-you can get a loan after 5 years, and you can easily realize capital turnover.
Protection-1 time of illness or accidental death and total disability protection
Triple accidental death and total disability protection for specific vehicles
Five times of aviation accident death and total disability protection,
Multiple social security, effectively preventing life risks.
Insurance example
Ms. Zhang, 30, chose Double Happiness for herself, with a one-time investment of 654.38 million yuan.
When she is 35 years old, she can get 106600+ the insurance amount of the accumulated bonus+the basic insurance amount of the final bonus in one lump sum.
During the five-year insurance period, she can also enjoy the following guarantees:
1 case of illness or accidental death and total disability protection
Triple accidental death and total disability protection for specific vehicles
Death in five aviation accidents and total disability protection