2. Buying a car by credit card: Many banks have the business of buying a car by credit card. If a credit card holder is willing to buy a car, he can directly submit an application for car purchase by installments online, which is lower than the threshold for finding a bank loan to buy a car. After the approval of the bank, he will deposit the money into the debit card account submitted by the cardholder, and the cardholder will swipe the card to buy a car in the 4S shop of the car that the bank cooperates with, and then repay the money to the bank.
The above is car loan rejection. What other methods are there?
What if the car loan fails?
If the car loan fails, the applicant had better consult the customer service manager or the person in charge of the bank immediately to find out the reason why the car loan was rejected. If it is a personal material problem, you can supplement the information before applying. If the loan is refused because of repayment ability, the amount of the loan applied for can be moderately reduced and the loan term can be extended. If you refuse a loan because of high debt, it is best to pay off the loan first and reduce the debt ratio before applying.
How long is the car loan overdue?
Different banks or lending institutions may have different requirements, but most of them require that the loan will not be repaid for more than three months in the loan contract. loans overdue is extremely extreme, so the court will execute the auction. At the same time, the remaining assets under this account are likely to be frozen. If loans overdue is involved, it may be just a dunning at first, but once it is overdue for more than three months, its nature is different, and it is likely to be regarded as malicious overdue by banks or lending institutions. At that time, if sued, not only will the car be taken back for auction, but also the personal reputation will be greatly affected. This article mainly writes about the knowledge points of car loan rejection, and the content is for reference only.