preferential policy
one
If a three-child family in our city buys the first set of ordinary self-occupied housing and applies for a housing provident fund loan for the first time, it can increase the loan amount by 20% on the basis of the maximum family loan limit.
two
If the three-child family in our city has no room to rent housing to withdraw housing provident fund, the withdrawal limit shall be determined by 50% according to the prescribed quota standard.
three
This notice shall come into force as of the date of issuance. This floating quota policy does not overlap with other floating policies of housing provident fund loans and withdrawal quotas.
Policy solution
ask
How to understand the "three-child family" in the Notice?
A: The "three-child family" in the Notice refers to three children born together or legally adopted according to national policies (the number of existing children).
ask
If you purchase the first ordinary self-occupied housing and apply for a housing provident fund loan for the first time, you can determine the loan amount according to the current maximum loan limit of the family by 20%.
A: If a three-child family buys the first ordinary self-occupied housing and applies for a housing provident fund loan for the first time, it can increase the loan amount by 20% on the basis of the total loanable amount calculated when the family applies for a loan. If the maximum loan limit is adjusted, the loan amount of a three-child family will also be adjusted accordingly.
ask
For eligible three-child families, how to determine the 50% withdrawal limit according to the prescribed limit standard for housing provident fund withdrawal from rental housing without housing?
Answer: If eligible three-child families rent a house without housing, the withdrawal limit will be determined by 50% according to the prescribed quota standard. If the rent extraction standard is adjusted, the amount of rent extraction for three-child families will be adjusted accordingly.
ask
What certificates do three-child families need to submit to apply for provident fund loans or withdraw housing provident fund?
Answer: ID card, household registration book, birth certificate, adoption registration certificate, court judgment and other supporting materials that can prove the relationship between children.
ask
Can this quota floating policy be superimposed with other housing provident fund loans and withdrawal quota floating policies?
A: This floating quota policy does not overlap with other floating quota policies for housing provident fund loans and withdrawals.
ask
When will the preferential housing provident fund policy for three-child families be implemented?
A: The Notice will be implemented on August 1 day, 2022. Apply for housing provident fund loans, the new commercial housing is based on the signing time of online sales contracts, and the second-hand housing is based on the signing time of online transfer contracts. If the contract has been signed before August 1 2022, the original loan quota policy will be implemented.
Source: Published by Huzhou Housing Provident Fund Management Committee Office.