Of course.

SAIC Finance's car loans are all collected from banks, and the overdue repayment records of car loans will also be uploaded to the bank's credit information. If users don't want to cause bad credit information, it is recommended to return every auto financing loan on time.

Bank credit investigation refers to the collection, arrangement and preservation of credit information of natural persons. Credit reports are mainly used in financial institutions such as banks. In the banking business of bank loans and credit cards, it is often necessary to check the credit status of customers.

2. Can the People's Bank find out all the personal loan information?

It is impossible for the People's Bank of China to find out all personal loans. Only those who have had a loan relationship with the bank and been on the credit information network can find personal credit reports at the credit information outlets of domestic commercial banks. Some online loans are not on credit. Only those who receive the credit information can find it.

What commercial banks are looking for is the basic database of personal credit information, which is a personal credit information sharing platform established by commercial banks organized by the People's Bank of China, and the daily operation management is undertaken by the Credit Information Center of the People's Bank of China.

3. Can a bank that handles credit cards check your loan at a finance company?

Yes, you can find it in the credit inquiry.