Citibank has many kinds of loan products, including mortgage loans, pledged loans and unsecured loans. Different loan products have different loan conditions. Take Citibank Happiness Loan as an example. The loan terms are as follows:

1, income requirements: the monthly income after tax is more than 4,000 yuan, and the monthly punch card salary is required;

2. Working years: continuous work in the current unit for 3 months;

3. Industry requirements: On-the-job employees will not accept applications from individual industrial and commercial households and private owners for the time being.