In the process of buying a car by stages, it is usually necessary to inquire about personal credit report. This is because banks or financial institutions will evaluate the applicant's credit history when examining his loan eligibility. If your credit report shows that you have a good credit record and a stable source of income, it will help to improve the loan pass rate and get a more favorable loan interest rate.

In addition, if you have applied for or used online loan service before, you may be worried that the overdue record of online loan will affect your credit evaluation. In fact, you can get the online loan big data report from Balloon Check, which contains information such as online loan history, overdue details of online loans, liabilities, untrustworthy information, and online loan blacklist. If you are worried about your online loan history, you can know your online loan big data report in advance and make corresponding planning and preparation.

To sum up, buying a car by stages usually requires checking the credit report and taking the credit record as an important basis for the applicant's loan qualification examination. At the same time, information such as overdue records of online loans may also affect credit evaluation.