2. The service fee standard shall be clearly marked and shall not exceed the standard.

Generally, there is no service charge for one party to apply for a loan directly from the bank. Intermediaries entrusted by the parties to apply for loans from banks have the right to charge service agency fees, including insurance premiums and handling fees.

Loan service fee refers to the fee charged when handling loan business, which is generally charged by banks, and the charging standard depends on local conditions. The loan service fee is generally charged by the bank, but it is also charged by a third party that helps the loan business.

I. Scope of service fee

The service charge is also called "service price" or "service charge". The so-called "service industry" refers to an industry that has certain places, equipment and tools to provide labor services to the society. The scope of service fee, like the concept of service industry, is divided into narrow sense and broad sense.

1. In a narrow sense, the service fee only includes the prices of hotels, baths, haircuts, dyeing, photography and various maintenance services, and generally consists of service costs, corporate profits and taxes.

2. The broad scope of service fees should also include attorney fees, CPA fees, technical or management consulting fees, etc. , the charging standard is generally formulated by the competent department, and supervise the implementation. Service fees shall be formulated in accordance with the principle of high quality and good price and graded pricing, and shall be supervised and implemented by the administrative department for industry and commerce.

Legal basis:

Small and medium-sized enterprise promotion law

Article 46 The State encourages all kinds of service institutions to provide small and medium-sized enterprises with services such as entrepreneurship training and counseling, intellectual property protection, management consulting, information consulting, credit service, marketing, project development, investment and financing, accounting and taxation, property right transaction, technical support, talent introduction, foreign cooperation, exhibition and sales, and legal consultation.

Article 50 The state protects the property rights and other legitimate rights and interests of small and medium-sized enterprises and their investors. No unit or individual may infringe on the property and legitimate income of small and medium-sized enterprises.