1. The housing provident fund shall be paid in full and on time for more than 9 months, and the individual housing provident fund account shall be opened for more than 9 months.
2, the unit shall not default on housing provident fund.
3. Except for the employees under custody, the housing provident fund account shall be in a normal deposit state.
(B) Housing consumption extraction conditions
1, purchase, construction, renovation and overhaul of owner-occupied housing.
2, to repay the principal and interest of the purchase of owner-occupied housing loans.
3. I and my spouse have no housing ownership, and the monthly rent of rented housing exceeds the specified proportion of family monthly salary income.
4. Pay the rent of public rental housing
(3) Extraction conditions of account cancellation category
1, retired retired
2, completely lose the ability to work, and terminate the labor relationship with the unit.
3. Settle abroad or settle in Hong Kong, Macao and Taiwan.
4, the termination of labor relations with the unit, and the account moved out of the city or the account is not in the city.
(four) housing extraction conditions.
1. Extraction conditions for purchasing commercial housing and extracting housing accumulation fund:
A. Buying commercial housing with ownership in cash and not applying for housing loan.
B. When employees withdraw the housing provident fund, they shall pay the housing provident fund in full and on time for more than one year, and their units shall not default on the housing provident fund;
Extended data:
Employees who meet one of the following circumstances may withdraw part or all of the storage balance in their housing provident fund accounts:
Purchase, construction, renovation and overhaul of owner-occupied housing;
2 retired;
(three) completely lose the ability to work, and terminate the labor relationship with the unit;
(four) to go abroad or settle in Hongkong, Macao and Taiwan Province;
(five) to repay the principal and interest of the purchase of owner-occupied housing loans;
Rent exceeds the prescribed proportion of family wage income;
(seven) to terminate the labor relationship with the unit, and to move out of the city or the account is not in the city;
Persons who enjoy the minimum living allowance for urban residents;
(nine) male workers over 55 years of age, female workers over 45 years of age, unemployed for more than two years and family life is difficult;
(ten) partial or total loss of ability to work or emergencies, resulting in serious difficulties in family life;
(eleven) I or my spouse suffered from serious illness, causing serious difficulties in family life;
(twelve) other circumstances in accordance with the provisions of the provident fund management committee.
In accordance with items (1), (5) and (6) of the preceding paragraph, if the storage balance in my housing provident fund account cannot be used, my spouse may withdraw the storage balance in my housing provident fund account;
In accordance with the preceding paragraph (eight), (ten) one of the circumstances, the spouse can withdraw the balance of his own housing provident fund account.
References:
Baidu Encyclopedia-Some Provisions on the Management of Housing Provident Fund in Dalian