1. You can try to get a loan from an institution that does not check credit information: In addition to banks and consumer credit lending institutions that check credit information, there are also some regional small loan companies that do not check personal credit information. For credit inquiries, users can try it;

2. Issue relevant loan settlement certificates: If the frequency of credit inquiries is too high and the debt is relatively high, users can go to the bank and try it first. If the bank requires the user to issue a certificate, the user can go to the original lending institution to issue a loan settlement certificate, which can alleviate the impact;

3. Try to use private loans for capital turnover: after paying off the loan, the user can go to the bank loan. Users can also use other platform loans for capital turnover, and then go to the bank for a loan after their credit report improves.

The above is about how to get a loan if there are too many credit inquiries. How to solve the problem of credit reporting

1. Reduce the number of credit reporting inquiries: Checking credit reporting multiple times will make the system feel that the customer needs to borrow money urgently, thus making the customer suspicious.

2. Reduce the asset-liability ratio: If you want to save your credit, you must address the bad credit records in a targeted manner. If you see an overdue loan, you must repay it immediately. ;

3. Keep good transaction records: In addition to repaying your debt on time every month, you can also use more personal credit accounts. As long as you repay on time, your personal credit value can be improved. Detailed introduction to overdue loans

After the borrower's loan is overdue, generally the bank will collect the debt from the borrower. If there is no result, the bank will collect the loan from the guarantor, but the loan is Whether the guarantor is required to repay the loan mainly depends on whether the loan guarantee is a joint guarantee. According to relevant laws and regulations, if there are two or more guarantors for the same debt, the market share must be determined in accordance with the prior provisions of the contract. The creditor can require any guarantor to bear all responsibilities. When the borrower fails to repay overdue, the creditor has the right Sue the surety. If the creditor seeks repayment from the guarantor, but the guarantor refuses to perform the repayment despite having the ability to do so, it will be included in the default blacklist. This article mainly writes about knowledge points about how to get a loan if there are too many credit inquiries. The content is for reference only.