There is no clear provision for paying agency fees. Generally speaking, the normal agency fee is between 3- 10.

The handling fee of the loan intermediary is determined according to the customer's city and personal qualifications. For example, in first-tier cities, the score is generally above 10, because customers only need to cooperate to provide information, and other things are handled by intermediaries, so the handling fee will be more expensive. Some intermediaries will also reduce the price by a few points to attract customers, so they are basically between 3- 10. Because the interest rate is relatively low, banks generally charge 5-8 points, while small loan companies generally charge 3 points. If your qualifications are poor, you may get more. Most of them are charged according to the quota. Many of them charge less than 200,000 yuan 10, and some charge as high as 20-30 points. 200,000-500,000 yuan, 5- 10; 500,000 to 6,543.8+0,000 generally receives more than 5 points, and 6,543.8+0,000 generally receives about 3 points.

First, the payment method of agency fees

1. Intermediary fees are generally collected by third parties such as intermediary companies. Unless they are not real landlords, they should not be paid to landlords, but attention should also be paid to hacking.

Generally, the agency fee is charged at one time, so be careful to ask for the invoice.

3. There is no written provision for the collection of housing agency fees.

Second, the agency fee charging standard

1. In general, if leasing, both parties have to pay half a month's rent to the third party. If you buy or sell, you will generally charge 2% of the total house price, and both parties will pay 1%. In the actual transaction, both parties can negotiate the proportion of their respective payments.

2. Housing agency fee charging standard

Real estate intermediary service fees shall be collected by real estate intermediary service institutions according to the charging standards, and invoices shall be issued to pay taxes according to law. Real estate intermediary service charges shall be clearly marked, and intermediary service institutions shall announce their charging items, service contents, charging methods, charging standards and other matters in a prominent position in their business premises or payment places.

3. Real estate consulting

It is divided into oral consultation fee and written consultation fee. The oral consultation fee shall be determined by both parties through consultation according to the time required for consulting services and the professional and technical level of consultants. The written consultation fee is charged according to the technical difficulty and complexity of the consultation report combined with the target amount. General consultation report, each charge is 300- 1000 yuan; For consulting reports that are technically difficult, complicated in content and consume a lot of manpower and time, the charging standard may be appropriately increased, but it shall not exceed 0.5% of the amount of the consulting target.

4. House price evaluation

, with the qualification of real estate appraisal and confirmed by the real estate administrative department, the price department charges according to the prescribed standards. Real estate price evaluation and general parcel evaluation mainly based on real estate adopt different fixed rates and progressive charges, that is, the rates and grades are divided according to the total real estate price, and the expenses of each file are calculated according to the file, and the cumulative sum of the expenses of each file is the total cost.

How many points do intermediary loans generally charge? What will happen if you don't give money to the intermediary after the next payment?

When applying for a loan, many borrowers will refuse to lend to the bank for various reasons. Some borrowers, after refusing loans, will seek help from some offline loan intermediaries and ask them to apply for loans. How many points do intermediary loans generally charge? What will happen if you don't give money to the intermediary after the next payment?

How many points do intermediary loans generally charge?

To seek the help of a loan intermediary, the borrower needs to pay a certain intermediary service fee. In general, Xu Ya pays agency fees and handling fees, but these fees are not clearly fixed. Generally, it is judged according to the borrower's loan application qualification, loan application product and loan application amount.

If the borrower's personal qualifications are average and the credit information is not up to standard, then the intermediary agency will generally receive 3 points; If the borrower is running water or the income certificate is not up to standard, then the intermediary generally charges about 5 points. Generally speaking, the normal agency fee is between 3- 10.

Of course, the city where the borrower is located is also linked to the proportion of fees charged by the intermediary. If you apply for a loan in a super-first-tier city like Beijing and Shanghai, the handling fee is likely to exceed 10, and some intermediaries will reduce it by a few points to attract customers.

What will happen if you don't give money to the intermediary after the next payment?

Generally, borrowers will sign relevant contracts when seeking help from intermediaries. If the borrower refuses to pay fees and other fees after the bank lends money, it is a breach of contract and the intermediary can borrow money. After the borrower is arrested, the legal responsibility he needs to bear may be more than just the handling fee.

The above is the related content sharing of "intermediary loans generally charge a few points", I hope it will help everyone!

Is the agency fee for loan collection a regular loan?

Is the loan agency fee a regular loan? This is not necessarily true, because the loan is a real transaction, and it is understandable to charge an intermediary fee. But each agency is different, and some even pretend to be loan companies. Therefore, we must be cautious when lending, and it is recommended to find a bank loan, which is reliable.

Is the agency fee for loan collection a regular loan?

The state allows regular companies to engage in intermediary business, from which they can collect intermediary fees.

Law of People's Republic of China (PRC) on the Promotion of Small and Medium-sized Enterprises Article 40 The State encourages all kinds of social intermediary institutions to provide information consultation, investment and financing, loan guarantee, legal services and other services for small and medium-sized enterprises. Consultation.

In short, as long as the agency fee is within a reasonable range and the corresponding services are provided, it is legal.

However, conventional loans will also pretend to be intermediary loan companies and charge fees in the name of intermediary fees, similar to insurance premiums, agency fees, license fees and entertainment fees.

So if you want to apply for a loan through an intermediary company, you must find a legal platform.

How much is the loan agency fee legal?

The loan agency fee has no legal scope, because any amount is acceptable as long as the lending institution goes through legal procedures. The essence of loan agency is transaction, so the agency fee is legal. The reasonable range of loan agency fees is usually between 3%- 18%, and some loan agency fees may even exceed 18%.

According to Article 40 of the Law of People's Republic of China (PRC) on the Promotion of Small and Medium-sized Enterprises, the state encourages all kinds of social intermediary agencies to provide information consultation, investment and financing, loan guarantee and legal consulting services for small and medium-sized enterprises. . Therefore, the loan intermediary is a legal institution. Since the state encourages the establishment of loan intermediaries, there will be many loan intermediaries in the market. You can shop around without worrying about the cost of the lending institution.

Is the loan agency fee 10 expensive?

The loan agency fee of 10 is still relatively expensive, and the loan interest is high. Therefore, if you have the conditions for a loan, it is recommended that you go to the bank for a loan.

Loan intermediaries generally have two charging methods:

One is to charge fixed fees according to different products, such as 5000- 10000;

Second, according to the percentage of the total final loan, it is generally between 3%- 10% (commonly called point in the industry; E.g., 5 points)

In fact, compared with making a loan plan, the loan plan contains information such as where to do it, how to do it, amount and interest rate. Similar to the pig with treasure, it helps customers make loan plans without charging any loan agency fees and service fees.

Is the loan agency fee 10 expensive and the loan agency fee 10 expensive? This is the end of the introduction. I wonder if you have found the information you need?