Car loan is a common loan method now. If you want to buy a car but can't pay the full amount, you can pay part of the money first and pay the rest slowly as required. In fact, it is similar to ordinary loans, except that the purpose of car loans is to buy a car. Although car loans can be enjoyed in advance, we should pay attention to timely repayment and not overdue. How many days can the car loan be overdue at most?

How long can the car loan be overdue?

Three days. Generally, bank car loans only have a three-day grace period. The repayment within three days is normal, and it really becomes overdue after more than three days. Of course, some auto financing lending institutions have a grace period of 3- 10 days, and repayment within the grace period after the repayment is overdue will not be considered overdue, while some bank auto loans have strict requirements on repayment of auto loans, and if there is no grace period for repayment, one day overdue will be considered overdue. Specifically, the agreement in the user's car loan contract shall prevail.

What is the impact of overdue car loans?

1, there is a fine: overdue is a breach of contract, and this behavior has corresponding penalties, such as compensation for liquidated damages or extra calculation of overdue interest, which will cause additional economic losses, so the impact of overdue is relatively large.

2. Bad credit records: there will be bad credit records after the deadline, which will be recorded in the personal credit information system. As long as this record exists, it will be very difficult to borrow money in the future. Not only that, but now many units also attach great importance to employees' personal credit. If the credit is not good, it will affect the individual's further education and promotion.

The above are some contents of overdue car loan, I hope I can help you.