The loan amount is determined according to the borrower's credit degree and the scale of production and operation. The loan term is generally 1 year (inclusive), and the loan interest rate is subject to the relevant loan interest rate regulations. The guarantee adopts the methods of mortgage, pledge and guarantee.

Repayment method: If the loan term is less than one year, you can use any repayment method such as monthly interest, matching principal and interest, average capital repayment, and one-time repayment of principal and interest. The specific repayment method shall be negotiated by the handling rural credit cooperative and the borrower and agreed in the loan contract.

Specifically, I still have to go to the local actual consultation.