The car owner can apply for a mortgage loan.

Conditions for car loan application:

The car buyer must be over 18 years old and a Chinese citizen with full capacity for civil conduct;

The car buyer must have a Have a relatively stable career and relatively stable economic income or have assets that are easily liquidated, so that you can repay the principal and interest of the loan on time. The easily liquidated assets here generally refer to securities, gold and silver products, etc.;

During the loan application period, the car buyer deposits a down payment for the car that is lower than the bank's regulations in the account of the handling bank's savings counter. ;

Provide banks with bank-approved guarantees. If the car buyer's personal account is not local, a joint liability guarantee should also be provided. The bank will not accept the mortgage set by the car buyer for the vehicle purchased with a loan;

The car buyer is willing to accept other necessary measures proposed by the bank. condition.

Car loan information:

Valid identity certificate of myself and my spouse;

Proof of occupation, position and income of myself and my spouse;

Marriage certificate (if you are unmarried, you need to provide proof of unmarriedness, except those who have not reached the legal age for marriage) and household registration book;

Original ID card, household registration booklet or other valid residence documents, and provide their copies;

Car purchase agreement, contract or letter of intent to purchase a car signed with the dealer;

Proof of deposit or down payment;

Proof documents or materials required for guarantee;

Other documents required by the partner institution.