The process of applying for a credit rating certificate:
1. Preliminary preparation level
The appraisal client submits a credit rating application to the appraisal company, and both parties sign a "Credit Rating Agreement" 》. The content of the agreement mainly includes the names of the contracting parties, the evaluation object, the purpose of the evaluation, and the rights and obligations of both parties.
2. Information collection stage
The evaluation team goes to the site for investigation and research. It must first read and analyze the information provided by the evaluation customer, and determine which ones are already in place around the requirements of the credit rating index system. What information and circumstances are still missing need further investigation.
3. Information processing stage
The collected information is classified into confidential and non-confidential, and is numbered and archived for safekeeping. Confidential information is managed by a dedicated person and is not allowed to be circulated arbitrarily.
4. Preliminary rating stage
The team writes a "Credit Rating Analysis Report" and consults relevant experts.
5. Stage of determining the rating
The assessment team submits the "Credit Rating Analysis Report" to the company's rating committee, and the rating committee meets for review and approval.
Materials to be prepared
1. Annually inspected business license (copy), organization code certificate (copy), tax registration certificate (copy), loan card, and registered capital Copy of capital verification report.
2. Provide copies of the audit reports of the last three annual financial reports (balance sheet, profit and loss statement, cash flow statement) audited by the accounting firm.
3. Business license or compulsory certification related to this industry.
4. Copies of various honors such as independent intellectual property rights, trademarks, patents, qualification licenses, product inspection exemption certificates, etc. that have been obtained in recent years.
5. Various certifications passed, as well as relevant qualification certificates (such as quality management system certification, environmental system certification, etc.), social honors/award certificates (such as suppliers, customers, banks, industrial and commercial , tax) certificate copy.
6. The current organizational structure chart (including the position setting of each department and the description of each position's responsibilities); written documents and relevant systems (including company articles of association, executive incentive and restraint mechanism, financial and sales management systems) and File directory listing.
7. Description of plans and plans in terms of company profile, business development, product market positioning, future market prospects, development strategies, etc. (please elaborate if any).
8. Documents proving the funding of public welfare undertakings in the past three years (please provide if any)
9. Other relevant documents or materials proving the company's creditworthiness.
Beijing Dahua Xincheng is recommended for credit rating assessment. Dahua Xincheng is a professional credit rating agency approved by the Beijing Administration for Industry and Commerce. It focuses on corporate credit certification services and provides services to various regions and provinces. Thousands of corporate users in the city provide convenient services related to credit certification.