As long as the payment is successful, there is no refund!

Second, how to refund the loan interest?

Paipaidai is a p2p network credit lending platform, which is called Shanghai Paipaidai Financial Information Service Co., Ltd. and was established in June 2007. The company is headquartered in Shanghai with a registered capital of 654.38 billion yuan. Paipai loan itself does not lend money, but mainly provides lending services for users. According to the introduction of official website, an online credit lending software, it has become one of the online credit lending platforms with the largest number of users in China.

Although it is a large-scale peer-to-peer lending platform, it has not escaped the title of "". Many users didn't find the hidden conditions before using it. When they start to repay the loan after using it, they will find that the interest rate of the loan is too high, and the comprehensive interest rate has exceeded the upper limit of 36% stipulated by Chinese law. According to the laws of China, more than 36% of interest is supported by users' complaints and laws.

According to most users' feedback, it is very unlikely that the application for interest refund to the auction loan platform will succeed. The most effective, formal and safest way is to complain. If you don't succeed, you can go through legal channels. The specific process is as follows:

1. First, make a complaint to the black cat consumer service platform. Complaint conditions include: the amount of loan interest rate higher than 36%, proof of calculation process and proof of repayment process. According to the Supreme People's Court's opinion on strengthening financial justice, the platform will be properly audited.

2. If the situation is true, the platform will be approved, and the platform staff will take the initiative to contact Paipai Loan for negotiation.

3. Wait for the reply of the auction loan. If there are any questions about the loan platform, users can continue to supplement the supporting materials.

4. If the loan is refunded, the interest will be returned to the user's account after the problem is solved; If the auction loan does not agree to refund, the user can take legal channels at this time, and will force the auction loan to refund the overcharged interest after winning the case.

Third, is it true that Shanghai pats on loans? How can I get a refund?

If you want to cancel, you can go directly to my order and cancel the order you want. If your order has been issued, you can't cancel the order and need to fulfill the contract. hope

Fourth, how to ask for a refund of the loan?

1 First, complain to the black cat consumer service platform. The complaint conditions are the amount of loan interest rate higher than 36%, proof of calculation process and proof of repayment process;

2 If the situation is true and the platform is approved, the platform staff will take the initiative to contact Paipai Loan for negotiation;

3. Wait for the reply of the auction loan. If you have questions about the auction loan platform, users can continue to supplement the supporting materials;

4 If the loan is refunded, the interest will be returned to the user's account voluntarily after the problem is solved; If the auction loan does not agree to refund, the user can take legal channels at this time, and will force the auction loan to refund the overcharged interest after winning the case.

If you communicate with customer service to apply for interest refund, the probability of interest refund is very small, so you must complain in the most effective and formal way. If you still don't agree to refund the interest, you can take legal channels.