Elite loan is a credit loan launched by Huaxia Bank for elite (quality customers). The loan amount, term and interest rate will be comprehensively determined according to the income, credit and use of the applicant.

Elite loan application conditions

1. The applicant must be a civil servant, institution, financial industry, state-owned enterprise, and official employee of listed company;

2. Work continuously in this unit for more than one year;

3. Have a good credit record;

4. Age is between 25 and 55;

5. Other conditions required by Huaxia Bank.

Business loan loan purpose

Elite loan funds can be used for decoration, car purchase, tourism, education and other comprehensive consumption, and may not be used for investment, stock trading and other credit funds prohibited by the state.

Amount and duration of elite loans

Elite loans have a maximum loan amount of 300,000 yuan and a maximum loan period of 3 years.

Elite loan repayment method

If the loan term is less than one year (inclusive), you can repay the principal and interest in one lump sum and on schedule; If the loan term is more than one year, the principal can be repaid by paying interest on schedule or by installments.

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