1. If you use your own housing provident fund for a loan, you must be the primary lender, and the others will be the co-repayers.

2. In accordance with the "Housing Provident Fund Management Regulations"

Article 26

Employees who have paid housing provident funds shall not When you live in your own house, you can apply for a housing provident fund loan from the Housing Provident Fund Management Center.

The Housing Provident Fund Management Center shall make a decision on whether to grant a loan or not within 15 days from the date of accepting the application, and notify the applicant; if the loan is granted, the entrusted bank shall handle the loan procedures.

The risks of housing provident fund loans are borne by the housing provident fund management center.

Article 27

Applicants applying for housing provident fund loans shall provide guarantees.