Can a mortgaged house be mortgaged to a private person?
Of course. Mortgaged houses can be mortgaged to individuals. Mortgage purchase refers to the way of purchasing houses by mortgaging property rights to banks and obtaining loan funds from banks to pay house prices. Mortgage purchase requires mortgage registration, mortgage the house to the bank, and the bank becomes the mortgagee. Mortgaged real estate can be mortgaged twice, and the mortgagee of the second mortgage can be an individual or a company and other organizations, and there is no restriction. Article 394 of the Civil Code guarantees the performance of debts. If the debtor or a third party mortgages the property to the creditor without transferring the possession of the property, if the debtor fails to perform the due debt or realize the mortgage according to the agreement of the parties, the creditor has the right to be compensated in priority for the property. The debtor or the third party specified in the preceding paragraph is the mortgagor, the creditor is the mortgagee, and the property that provides guarantee is the mortgaged property.