Question 2: What qualifications and majors do you need to enter a bank? Hello, Bank of China is not easy to get in, and it needs contacts to get in. So does ICBC, but ICBC goes directly to the accounting school to recruit people. ABC also relies on contacts, and CCB also goes directly to the school to recruit people. Only small banks have advertisements on major recruitment websites.
For example, Industrial Bank can log on to its website, which contains recruitment content, cib.
There are recruitment contents on the websites of China Everbright Bank and China Bank, but it seems that China Bank has high requirements and needs experience. Have relevant banking experience. It's easier to get in It's better to know some people who work in banks, give you some advice and introduce them.
Question 3: which majors can choose to enter the bank? (a), the specific professional requirements will be listed in the bank's recruitment announcement, because the company's specific business relationship, so the strict professional requirements are listed; However, for the less stringent recruitment requirements, all candidates can apply according to their actual situation. Of course, candidates majoring in accounting, economics, finance, computer, law and management will have some advantages in the process of preparing for the exam, but candidates without professional foundation can improve themselves quickly by applying for the exam.
(2) Usually, entering a bank begins with a teller. Being a teller is two points, which is careful and fast, so actually being a teller has little to do with a diploma. There are generally three ways to develop. First of all, you are proficient in business, then you are a business manager or something, and then you are an accountant in charge.
Second, interpersonal marketing, deposit amount, card issuance amount and marketing ability have developed to department directors, development department directors and even leaders.
Third, professional knowledge and skills, such as financial management, financial planners, planners, etc.
What I said earlier is mainly aimed at large state-owned joint-stock banks, which are established by middle-class agricultural workers, but other smaller banks with strong commercialization may be different.
Question 4: What major do you want to study in a bank? Don't listen to the nonsense on the first floor. Bank work is divided into several parts. For example, domestic capital and foreign capital, the requirements and learning contents of the five major state-owned banks and general commercial banks are completely different.
Let's start with domestic banks.
The five state-owned banks and those commercial banks with institutions are also divided into two categories, one with institutions and the other without institutions. The former in some banks, such as Gongjiao and other big banks, basically has no excellent social background, or is really awesome, and it is basically impossible to enter. Now some banks, such as ICBC, are recruiting one after another, and the head office approves it. The relationship is very hard, and the learning background is generally related to undergraduate finance. Some liberal arts, mathematics and foreign languages are ok. As long as they are not too outrageous, we know that an ICBC person has a good background, but he studies chemical engineering.
Social recruitment through the third-party labor agreement that the latter has not compiled is much lower, but the treatment is different from the present one. Moreover, I am mainly engaged in front-line work such as lobby, front desk and insurance, and my chances of promotion are much smaller. I am also a little wider than the former in academic qualifications. I know that some small banks in Shanghai are recruiting Chinese, electronics and secretarial majors. The requirements for professional counterparts are not strong.
There are two main internal aspects of foreign banks (in fact, the same is true of China Bank, but the system is a lot fuzzy).
One is internal, internal, such as financial audit, mathematical modeling, financial certificate, law. These majors require very strong academic qualifications, and the external recruitment department is as vague as the state-owned banks (as everyone knows), with clear basic positions and clear skills. For example, auditing, finance must be an accounting or finance major, which is much stricter than state-owned ones.
The other is sales, that is, sales, such as VIP customers participating in the exhibition properly. The front desk, teller and lobby are all closed. They are all in this range, and the professional requirements are much smaller, especially for the appropriate exhibitions of their customers. There is almost no professional requirement, as long as you can attract people. (So the turnover rate is also high).
Generally speaking, students hope to have a high degree in banking, professional finance and mathematics in the future, but in fact, unless you are a cow, a cow with a background and an academic cow, it is difficult to get a good position in a bank. Many banks issue credit cards outside. I believe that it is not the original intention of many people to enter the bank!
Can you solve your problem?
Question 5: What professional knowledge do you need to learn to work in a bank? You should know something about banks, such as the nature and characteristics of banks and their businesses (asset business, debt business, intermediary business, off-balance sheet business, etc.). You should know the basic financial knowledge, such as the classification and function of the financial market significance ingot. Understand some basic knowledge of accounting, such as lending principles, basic accounting subjects, etc. It is suggested to buy a book on finance of commercial banks, so that you can learn the basic knowledge. Of course, it is more important to accumulate this knowledge in the work and achieve mastery.
Question 6: What kind of professional banking job does the banking industry need? What kind of professional banks also have human resources departments, but human resources majors are not suitable for men. I suggest you change your major. Which major you choose depends on what position you want to take in the future. If you want to be an account manager, you must include accounting and financial management courses in your major. Account managers who don't understand finance and can't borrow money can only engage in marketing. After all, the technical content is low, and there are few people with resources and background. Besides the liberal arts major you mentioned, the science major of statistical analysis is also possible.
Question 7: What professional knowledge do bank staff need? Accounting certificate? Banker qualification certificate? Certificate of computerized accounting? Putonghua level certificate? In addition, you can also take an examination of the professional level of financial analysts and the certificate of venture capital ~
Question 8: What major do bank employees want to study? Basically, only the following are enrolled: finance, accounting, law and computer. If you graduated from a financial or financial school, you can recruit English and Chinese, and you can recruit a lot of Chinese.
In fact, major is not particularly important in bank work, because many jobs have their own special requirements, and they are basically learned with new employees and old employees. Especially in finance and accounting-related positions, a large part of the actual operation and theoretical knowledge will be very different, and more restrictions are mainly in various rules and regulations, including banking regulatory bureaus, banks and departments, which are the focus of daily work.
In addition, if you want to enter the bank, you should think carefully. Now the threshold has been raised, which cannot be handled by professional counterparts. Profession is just a stepping stone.
Question 9: What are the positions and majors of banks? Why don't you detail the latest policy of institutional personnel reform of Agricultural Bank of China (2007-04-1712: 35: 07)?
In order to further accelerate institutional reform, adjust and optimize the organizational system of branches and institutions below, rationally allocate internal institutions and personnel of branches and institutions below, realize a reasonable and scientific framework for internal institutions, functions and post setting, and adapt to the reform and development trend of commercial banks, these guiding opinions are formulated.
I. Institutional Adjustment and Distribution Scope
(1) branch. The term "branch" as mentioned in these Guiding Opinions refers to institutions that are at the level of "branch" in the organizational hierarchy of "Head Office-Branch-Branch", have branch names and are directly subordinate to tier-two branches (including business departments and directly affiliated branches of provincial banks), excluding branches (tier-two branches) with branch names but managed by outlets (branches, offices and offices). According to the region where the institution is located, sub-branches can be divided into urban (suburban) sub-branches and county (city) sub-branches; County-level branches can be divided into management branches and single-point branches according to their functions and nature. A custodian branch refers to a branch that has the function of managing the business institutions under its jurisdiction, and a separate branch refers to a branch that does not have the function of managing the business institutions. The business institutions of secondary branches are managed as single-point branches.
(2) business outlets. The business outlets mentioned in these Guiding Opinions include branches, secondary branches, sub-branches, business offices, savings offices and other outlets open to the outside world.
Second, the goal of institutional adjustment and staffing
The objectives of post setting and staffing of sub-branches are: to establish a streamlined and efficient internal organizational system of sub-branches, standardize the internal organization of sub-branches, and clarify the number and functions of internal organizations; Reasonably determine the number of leadership positions, the number of middle managers and the staffing of the branch, divert the surplus staff of the branch, and improve labor productivity. The goal of setting up business outlets is to make the allocation of human resources meet the needs of business operation and prevention of business risks, and to minimize the cost of human resources.
Three. Principles of institutional adjustment and allocation
(1) Simple and efficient principle. According to the business scale and management scope of the branch, the internal organization and human resource allocation standards are determined, the management level is greatly streamlined, and the administrative staff and management costs are reduced. The allocation of leadership positions, internal institutions and management personnel of sub-branches can not only meet the needs of normal operation and management, but also effectively control management costs and improve the efficiency of human resource allocation.
(2) Market-oriented and customer-oriented principles. Adhere to the basic concepts of market-oriented, customer-centered and benefit-oriented, strengthen the business departments directly facing customers, strengthen marketing, and provide customers with efficient and convenient financial services.
(3) Guiding principles of classification. According to the objective conditions and characteristics of county (city) sub-branches, city sub-branches and single-point sub-branches, posts and personnel are set up respectively. The name, quantity and function division of the organization do not require the upper and lower counterparts.
Four. Establishment and functions of internal organs of branches
(1) County (city) sub-branches are set up according to "four departments and one room", namely: financial information department, customer management department, comprehensive management department and office. The main functions of each department are as follows: (The specific division of functions needs to be studied with offices and secondary branches)
1, Financial Information Department: mainly responsible for the preparation, implementation and target assessment of local and foreign currency comprehensive business plans; Responsible for the unified accounting of local and foreign currency business and the unified management of accounting, cashier and settlement business; Responsible for the management of cash, securities and other important documents; Responsible for financial revenue and expenditure and fixed assets management; Responsible for financing, trading, cash approval and interest rate management of local and foreign currencies; Responsible for the publicity, issuance and payment of voucher-type government bonds; Responsible for the comprehensive and statistical statements of local and foreign currency business; Responsible for the management of branches and teller systems; Be responsible for the application, management and daily maintenance of the computer system of the institutions under its jurisdiction.
2. Customer Department: mainly responsible for the market development and marketing tasks of wholesale and retail business. Responsible for organizing funds, focusing on cultivating, developing and consolidating basic customers and excellent customer groups; Responsible for the marketing of local and foreign currency loans, that is, responsible for accepting customer loan applications, conducting pre-loan investigations, and responsible for loan issuance, post-loan inspection, follow-up supervision and principal and interest recovery; Responsible for the preliminary investigation and post-management of financing business such as bill acceptance, discount and bill negotiation; Responsible for the development of intermediate business or new business such as insurance agency, payment agency, corporate finance and international business; Responsible for bank card marketing, underwriting, debt collection and coordinating public relations with special merchants; Responsible for customer credit management and credit rating of account-opening enterprises; Responsible for collecting and feeding back all kinds of information such as industry, industry and products, determining the work direction and objectives in time, and providing customers with all-round business consulting services. |......& gt& gt
Question 10: What major do you need to study to work in a bank? What do you need to work in a bank? You can choose finance or financial engineering, which is to train banking professionals.
You can apply for or apply for positions in various professional banks when you graduate. However, many banks are highly competitive in applying for the exam. In addition to mastering professional knowledge, we should also pay attention to cultivating comprehensive quality in schools.
If possible, you can go to the bank for an internship and get in touch with it during college. Applying for banking qualification will also help you find a job.