Everbright Bank's revolving easy loan means that Everbright Bank gives revolving credit to outstanding high-quality customers of housing mortgage loans by quasi-credit, and the loan funds under the credit are used for personal comprehensive consumption.
Quality customers of housing mortgage loans must meet the following conditions at the same time:
(1) The number of outstanding mortgage loans under the customer's name is less than 2 (inclusive);
(2) All loans are in a normal state, and there are no accumulated overdue records for more than two times and no continuous overdue records in the past two years; The status of the credit card account is normal, and there is no credit card debt;
(3) The mortgaged property under the housing mortgage loan has been pre-mortgaged or officially registered, except for the first-hand quality property that cannot be pre-mortgaged. If the pre-mortgage fails to be formally mortgaged, you need to register the pre-mortgage before you can enter.
Applicable subject: a natural person who has reached the age of 18 and has full capacity for civil conduct.
Purpose of loan: used for personal consumption of the borrower, in accordance with the loan purpose provisions of the Bank's personal comprehensive consumption loan.