If you want to start a business, you should pay attention to two points:

First, you should have clear entrepreneurial projects and a good market.

Second, you should have a certain amount of venture capital, because the loan amount is only part of the venture project, not all.

Generally speaking, venture loans need the following conditions and materials:

First, the application conditions of venture loans

1. Has full capacity for civil conduct and is under 50 years of age;

2 has been opened, holding the industrial and commercial business license, tax registration certificate and related industry business license issued by the administrative department for Industry and Commerce; If it is still in preparation, it is necessary to provide relevant business certificates.

3 engaged in legitimate production and business activities, the project has development potential or market competitiveness, and has the ability to repay the loan principal and interest on schedule;

4. Good credit standing, law-abiding, no bad credit and debt records, and able to provide mortgage, pledge or guarantee recognized by the bank; Having a fixed domicile and business premises in the agency;

Second, the application materials for venture loans

1. Valid ID and household registration certificate, marital status certificate and personal income certificate.

2. Relevant business license or business certificate.

3. Other materials required by the bank