Of course.

Requirements:

1. Loan target: The home improvement loan of CCB is applicable to China citizens who have full civil capacity and need decoration financing, and are over 18 years old and under 60 years old.

2. Guarantee method: CCB's home improvement loan provides a variety of guarantee methods, which can be selected according to its own needs, mainly including mortgage, guarantee, pledge and credit extension.

3. Loan amount: the loan amount of a single family does not exceed 6,543,800 yuan, in which the renovated house has been loaned and the repayment has been normal for more than 2 years, the maximum credit can be 300,000 yuan, and the specific loan amount does not exceed 30% of the house value.

4. The longest repayment period of the loan is no more than 5 years, and the repayment method is flexible. You can choose the equal principal and interest method, the average capital method, the one-time principal and interest payment method at maturity, and any principal repayment method with interest paid on schedule.

5. The loan interest rate of CCB's home improvement loan is implemented according to the central bank's loan interest rate for the same period, which can fluctuate up and down within the prescribed range, usually not too high.

Extended data:

Precautions:

1. Issue the loan purpose certificate. In order to ensure that the borrower will use the loan funds for legal and compliant purposes, the bank usually requires the borrower to issue a certificate on the purpose of the loan, which can be used for special purposes. Therefore, when applying for renovation loans, borrowers also need to provide relevant renovation contract or agreement.

2. Get into the habit of paying back on time. After obtaining the loan funds, the borrower should also keep in mind the repayment date, form the habit of repaying in full and on time every month, and avoid overdue repayment, resulting in bad credit.

3. Prepare loan information in advance. When applying for a loan, in addition to requiring the borrower to meet the relevant loan conditions, the borrower is also required to provide relevant loan information, which generally includes personal identity certificate, income certificate, work certificate, residence certificate and renovation contract. The borrower can make preparations in advance to avoid mistakes and omissions in the loan process, which will affect the loan approval.