Family consumption loans are three well-known products of Industrial Consumer Finance. Others include "credit consumption" (merchant consumption loan) and "karate" (online loan). For different users, anyone can find their own products here.
Family consumption loans are aimed at family users. If you have home improvement, school, marriage, travel, study abroad and other needs, you can submit an application here and have the opportunity to get a loan of up to 200,000 yuan. The repayment method is also very flexible. You can choose the loan term of 6 months, 65,438+02 months and up to 36 months, and use the repayment method of equal principal and interest or monthly interest.
Advantages of industrial consumption finance: household consumption loans;
1, low threshold. According to the customer service staff of the bank, the application for this product is very simple and no mortgage guarantee is required. As long as the credit information is good, it is easy to pay.
2. Quick review. Just go to the bank and apply for a loan. It will come down in a few days and a half, and Xingye's family consumption loan can be released as soon as possible.
3. Free time limit. Most private online loans last only * to about one month. This product can be selected for up to 36 months, and the repayment pressure is relatively small.
4. Loans are widely used. As long as it is within the scope stipulated by the bank and belongs to the category of consumption, most of them can apply, which is very flexible.
To sum up, this family consumption loan under Xingye Consumer Finance is a good conscience product. It is worth noting that you must apply in a store or a self-service loan machine. I suggest you consult the customer service before you go.