Question 2: How to write a personal loan application form for personal loans?
Xx bank:
I am a resident of Guanzhou Town along the Yangtze River and have been engaged in commercial activities for several years. Mainly engaged in cake shops, advertising, building materials, cement wholesale and retail, Heishui Mountain Wangdian quarry factory (joint venture) and other projects. The monthly income of this family is about 20000 yuan. Due to the urgent need for capital turnover, I am applying to your bank for a personal loan of RMB1200,000 yuan (one million two hundred thousand) with a term of five years. We also agree to mortgage a commercial house (private property) in the municipal center near National Highway 326 in Guanzhou Town, and agree that your bank can inquire personal information from other financial industries to understand personal credit status.
I follow the principle of honesty and credit, open a deposit repayment account in your bank, and guarantee to repay the principal and interest on time. At the same time, I accept all legal collection measures of your bank and voluntarily bear all consequences.
Loan applicant:
Loan guarantor:
date month year
Model application for personal loan II
loan application
Credit cooperative (branch):
Living at home with the loan applicant, ID number (household registration book) and loan certificate number. Now, due to the need of development and lack of self-owned funds, I hereby apply to your company for a loan of RMB for a period of months. Ensure that the loan is repaid on time and used according to the purpose. Please give a solution according to my credit situation.
Applicant (signature):
date month year
Question 3: How to write the loan reason will pass the loan reason without affecting the loan application review.
Question 4: How to write the loan specification? It is best to write down the reason for borrowing, the amount (in words and * * *), the time, the repayment time, your own name and the name of the person who lent you the money. It is better to have the name, ID number and fingerprints of the middleman.
Question 5: How to write the loan for private lending?
Borrower: _ _ _ _ _ _ _ ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Lender: _ _ _ _ _ _ _ IDNo.: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Because _ _ _ _ _ _ _ _ yuan is exactly the same.
1. Term of the loan: (in words) _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
2. Loan interest: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
3. Liability for breach of contract: If _ _ _ _ _ fails to repay the loan on time, it shall bear the liability for breach of contract, and both parties agree that the liquidated damages shall be RMB (in figures): RMB only; (in words): RMB Yuan only.
4. Borrower's identity certificate: A copy of the ID card provided by the borrower (with signature and fingerprint) is pasted on the receipt.
In case of special circumstances during the performance of the contract, both parties shall settle them through friendly negotiation; If negotiation fails, a lawsuit may be brought to the people's court. The two sides voluntarily reached the above agreement, and their words are not sincere. This is a special loan to prove it.
Borrower (signature and handprint): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Contact address: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Tel: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Witness (signature and handprint): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Contact address: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Tel: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Date of issue of IOU: MM DD YY.
Note: The people's court may designate either of the two basic people's courts as the domicile of the lender or borrower.
Question 6: Please refer to ~ ~ employee personal housing mortgage loan with the following information: 1, employee personal housing mortgage loan application; 2. Certificate from the unit to the individual; 3. Copy of the borrower's ID card (original); 4. Copy of the borrower's household registration book (original); 5.( 1) To purchase 100% of the property rights, you need to bring a copy of the Approval Form for Preferential Sale of Houses and fill in the Certificate of Mortgage of Property Rights and Interests of Individual Housing Loans for Employees in Urumqi; (2) To purchase 33% of the property rights, you need to bring a copy of the Calculation Form for Compensation of Common Property Rights, and attach a copy of the borrower's 67% private property rights certificate; (3) To purchase affordable housing (affordable housing), you need to bring a copy and original of the pre-sale contract of the housing project (affordable housing). 6. Copy of the receipt that the borrower has paid more than 30% of the house purchase price; 7, the unit should be the unit housing provident fund exchange, withdrawal, loan and house payment account to write a total certificate. The borrower's unit should pay attention to three points: 1. The total loan amount of all borrowers of this unit shall not exceed 80% of the total housing provident fund in the current month; 2. The personal loan shall not exceed 70% of the purchase price (100% of the property right or 33% of the property right), with a maximum of 20,000 yuan. The purchase of affordable housing (affordable housing) can appropriately increase the loan amount. 3. The loan amount should be kept as an integer of 100. If the employee needs a loan of 17872.33 yuan, it should be 17800 yuan, and the remaining 72.33 yuan can be paid by the employee himself. Application for personal housing mortgage loan for employees of Urumqi Housing Provident Fund Management Center: I am an employee of this unit, and I have been approved to purchase a unit-level housing in Building 1 with a construction area of square meters and a house price of RMB. The house has been paid RMB, but the RMB hasn't arrived yet. According to the relevant provisions of the Interim Measures for the Revision of Personal Mortgage (Entrusted) Loans for Employees in Urumqi, I meet the conditions for applying for loans, and now I apply for a house purchase loan with a term of years. I am willing to repay the principal and interest on schedule in the form of equal monthly payment. The unit deducts the loan principal and interest from the salary every month, and uses the purchased property as collateral, and our unit provides guarantee. Please review and approve. Loan applicant: Urumqi Housing Provident Fund Management Center, dated, proved that he is an employee of our company, and the monthly income of both husband and wife is RMB. This comrade participated in the housing reform of our company and paid the housing provident fund. The account number is RMB, and the balance of the provident fund as of the year. My unit is willing to vouch for this comrade. Official Seal of the Unit Year Month Day Unit Certificate Urumqi Housing Provident Fund Management Center: By the end of the year, the balance of housing provident fund in our unit was RMB, and 200 employees had withdrawn the housing provident fund in RMB. At present, 100 employees need to apply for RMB housing mortgage loans, and the borrower has raised RMB for house purchase, accounting for% of the total house purchase. The loan amount of the above borrowers can be transferred to our house purchase account, and the house purchase account number is. At the same time, our unit guarantees that the total personal loans of employees do not exceed 80% of the total housing provident fund. This is to certify that. Official seal of the company: year month day.
Question 7: What is the reason for commercial loans? To write an application for family difficulties subsidy within 100 words, you must first explain your study situation. After all, hardship allowance is to help students who are interested in learning, such as
Question 8: How to write an application for personal loan?
Bank of China Branch (Sub-branch):
I am a staff member of a department (unit), and my current position is procurement, with an average monthly income of RMB.
A set of commercial house (shop) developed by (company), with the property number of, is now applying to you for a mortgage loan of RMB10,000 yuan a year, and agrees to mortgage the purchased property to your unit (bank) as a guarantee for repaying the loan under the loan contract signed with your unit (bank); I agree that your company (bank) can inquire my information through the personal credit information system of the People's Bank of China to understand my credit status. Based on the principle of honesty and trustworthiness, I declare that this property is the first house purchased by family loans (excluding provident fund loans).
I have opened a repayment account (account number:) in our bank (branch) as required by your bank, and promised to deposit the current principal and interest in full before the repayment date of each installment and the loan maturity date, and at the same time authorized the lender to deduct the loan principal and interest (including overdue interest and penalty interest) from this account on the monthly repayment date and loan maturity date; If I change the repayment account, I will provide the new account information in time; If the account funds are insufficient and the loan is in arrears, I accept all legal collection measures of your unit (bank) and voluntarily bear all consequences.
Applicant (signature and fingerprint):
Valid ID number:
date month year
Question 9: How to write the IOU? The Borrower, the Guarantor and the Mortgagor shall carefully read all terms and conditions of this Contract, especially those in bold type. If you don't understand the terms, you can ask the lender and the lender will explain. Once the Borrower, the Guarantor and the Mortgagor sign this Contract, it shall be deemed that the Borrower, the Guarantor and the Mortgagor have understood and agreed to all the terms of this Contract.
In accordance with relevant laws and regulations, on the basis of equality and voluntariness, in order to clarify responsibilities and abide by credit, all parties to this contract signed this contract through full consultation and promised to abide by it together.
Loan terms
Article 1 the loan amount. According to the borrower's application, the lender agrees to issue personal loans (hereinafter referred to as loans) to the borrower after examination, with the amounts of RMB (in words) and RMB (in figures).
Article 2 the purpose of the loan. The loan is used for. The borrower shall not use the loan for other purposes for any reason. If the borrower fails to use the loan according to the purpose agreed in this contract, the lender has the right to charge a penalty of% at the loan interest rate agreed in this contract from the date of misappropriation. If the loan interest rate agreed in this contract is adjusted, the penalty interest will be charged in installments.
Article 3 loan interest rate. According to the relevant regulations of the People's Bank of China, the loan interest rate is determined as the monthly interest rate ‰, and the interest is calculated from the date of loan issuance and settled on a monthly basis. If the loan term is less than 1 year (inclusive), the above loan interest rate is fixed. Regardless of whether the legal interest rate is adjusted or not, the interest rate agreed in this contract shall be implemented, and interest shall not be calculated by segments; If the loan term exceeds 1 year, the aforementioned loan interest rate will be fixed for one year, and the execution interest rate will be determined according to the legal interest rate on the day of loan issuance every year, and the lender will announce the adjustment of the legal loan interest rate in the business premises.
Article 4 The term of the loan is (months), from (year) to (year). The actual lending date and maturity date shall be subject to the loan receipt, which is an annex to this contract and has the same legal effect as this contract.
Article 5 The Borrower irrevocably authorizes the Lender to transfer the loan to the account opened by the Borrower in the bank (bank:; Account number:), which is used to pay for the purposes listed in Article 2 of the Contract. The above behavior is regarded as the borrower's withdrawal, and the lender has the right to supervise the use of the loan.
Article 6 The lender and the borrower agree that the borrower shall repay the principal and interest of the loan on a monthly basis (except for one-time principal and interest repayment) from the month following the loan issuance, and the repayment date shall be the day of each month. The Borrower voluntarily repays the principal and interest of the loan in the following ways (if the lending date is different from the deduction date, the first and last repayment amounts shall be calculated according to the actual days):
(1) Equal principal and interest repayment method: the monthly principal and interest repayment amount is RMB;
(2) Average principal repayment method: in the first phase, the principal and interest are repaid, and the interest decreases month by month;
(3) Repaying the principal and interest in one lump sum at maturity;
Article 7 The borrower shall open an account, account name and account number in China Bank, and guarantee to deposit a deposit with full repayment of principal and interest in the current period before each repayment date, and at the same time authorize the lender to deduct the loan principal and interest from the account on the repayment date of each month. If the funds in this account are insufficient to repay the current payment, the lender may use the loan creditor's rights to offset the funds opened by the borrower in other accounts. If the account currency is different from the loan currency, it shall be converted at the exchange rate published by the People's Bank of China on the offset date. The Lender shall notify the Borrower of the above deduction.
Article 8 The borrower shall repay the loan principal and interest on schedule. If the borrower fails to repay the loan principal and interest as agreed in this contract, the lender has the right to collect the overdue loan principal and interest at the interest rate agreed in this contract from the overdue date. If the loan interest rate agreed in this contract is adjusted, the penalty interest will be charged in installments. If the borrower overdraws by using the Great Wall Credit Card to repay the loan principal and interest, it shall immediately and unconditionally repay the overdraft principal and pay the overdraft interest according to the credit card overdraft interest rate. Lenders have the right to directly collect money from borrowers in the way of recovering credit card overdrafts.
Article 9 If either lender or borrower needs to change the loan terms of this contract, it must notify the other party in writing, and it can only be changed after both parties reach a written opinion through consultation and obtain the written consent of the guarantor. Unless otherwise agreed in this contract.
Article 10 The relevant expenses required for the conclusion and performance of this contract shall be borne in the following ways:
Mortgage clause
Article 11 The mortgagor voluntarily mortgages the property that he has the right to dispose of to the lender (i.e. the mortgagee) as a guarantee for repaying the loan under the loan terms of this contract, and guarantees to bear legal liabilities. For details of collateral, please refer to the List of Collaterals attached to the Contract.
Article 12 The scope of mortgage guarantee includes loan principal, interest (including penalty interest calculated according to Article 2 of this contract and penalty interest calculated according to Article 8 of this contract) and loan repayment ..... >>