For the personal loan handled by our bank, if you submit complete application materials, it will take about 15 working days to approve it. Because it involves evaluation, mortgage registration and other links, each customer's situation will be different. The specific lending time can be directly confirmed by contacting the handling outlets or loan account managers.
2. How long does it take to print the decoration loan business card?
When a customer applies for a decoration loan, it usually takes about ten working days for the bank to approve the application, almost one or two weeks.
After the approval result comes out, the bank will immediately notify the customer. After receiving the notice, the approved customer needs to sign a loan contract at the bank's business outlets as soon as possible, which takes about three to five working days.
As soon as the contract is signed, the bank will enter the lending stage, usually in a week or two. Of course, sometimes banks are short of funds or delayed, which may take more time. But generally speaking, decoration loan applications can often be approved in about 20 to 30 working days.
3. My ICBC renovation loan has been approved and is being processed. Why haven't you come down after two months?
Please check the loan approval progress in the following ways:
1. Using a computer: Please log in to online banking and select the function of "Favorites-Loan-My Loan-Loan Application Result Query" to query;
2. Using mobile phone: Please log in to mobile banking and select the function of "Favorites-Loans-My Loans-Query Loan Application Results".
Tips: If the information you submit is complete and meets the loan conditions of our bank, you can generally complete the loan approval within 2 working days. Please refer to the actual situation for the specific lending time. I suggest you consult ICBC's decoration loan handling bank in detail.
(Answer time: February 2020 1 1. In case of business changes, please refer to the actual situation. )
4. How long does it usually take for the renovation loan to come down?
It is understood that under normal circumstances, it takes about one month to approve and issue decoration loans. Including housing assessment and auditing. Mortgage registration and other processes. The specific loan time will vary with the customer's qualifications. You can contact online stores and loan consultants directly. Next, I will introduce the handling process of decoration loan in detail for you.
1. Submit a loan application to the bank and submit your own credit report and proof of work income;
2. The bank examines the borrower's credit record and repayment ability.
3. After approval, the borrower signs a loan agreement and goes through the mortgage registration formalities;
4. Bank loans.