On August 2 1 day, 2023, the quoted interest rate (LPR) of this mortgage loan was: 1 year LPR was 3.45%, and the LPR for five years or more was 4.2%.

From 65438+1 October1in 2023 to 65438+1October/July 17 in 2023, the lower limit of the interest rate for the first suite is LPR-20, which is 4%.

From June 65438+1October 18, 2023, the lower limit will be gradually cancelled. There is no lower limit on the interest rate of the first home loan, which is already very low, and there is no room for decline.